Mike Stathis' Track Record

Subscription Agreement for Clients and Members

Last revised on April 1, 2021

AVA Investment Analytics reserves the right to refuse to conduct business with anyone who we believe poses as a risk of disseminating our research or analysis, anyone who has violated the terms of this agreement, or for any other reason we feel could jeopardize our business.

Our research is not available to publishers of financial data, analysis and/or investment guidance.

We explicitly prohibit newsletter publishers or any other provider of financial data, analysis and/or investment guidance access to our research publications. Any such publisher who wishes to utilize our research publications must contact us to arrange prior approval and a licensing fee.

Each of the monthly research publications offered on a subscription basis (Intelligent Investor, Dividend Gems, Market Forecaster and Commodities, Currencies and Precious Metals Forecaster) are designed and produced by, supervised under the direction of, and/or approved by Mike Stathis, the Chief Investment and Trading Analyst of AVA Investment Analytics (here after known as the Author). Neither Mike Stathis nor AVA Investment Analytics is a registered investment advisor.

We do not provide any refunds, nor do we offer any guarantees. Your results will depend on how you interpret and utilize our research.

Our research is designed to provide a basic foundation with which investors can use in the customization of their own investment strategies.  However, our analysis can be wrong or things can change prior to our realization of changes that might impact our analysis and conclusions. Therefore, all research subscribers should use our research only as a basic guide and understand that our conclusions may not apply to you for your specific situation. 

If you have conformation bias or have developed preconceived notions based on what you have read or seen from media or other sources, you will have a difficult time interpreting and acting on all quality research, including our own.

If you have poor judgment, you may misinterpret our research or you may implement strategies which do accurate utilize our research.

We have three types of Subscribers.

1) Retail investors

2) Financial advisers

3) Institutional investors.

Retail investors are defined as individual investors who do not work in the financial industry.

Financial advisers work in the financial industry and have access and/or manage accounts for clients.

Institutional investors include mutual fund managers and analysts, endowment and pension managers, fund managers and analysts of family offices, hedge fund managers and other financial professionals.

Additional Accounts Required to Open

As a condition of submitting an application to become a Client or Member, you MUST agree to open accounts with all file sending services we select. This is the only way you will be able to receive research publications and access to research videos. There is no additional cost to subscribers to set up these accounts.

Currently, we are using HighTail as our file sending service and Screencast as our video sending/hosting service. 

You must agree to set up an account with each of these services. Again, there is no cost associated with setting up an account with these services, but we cannot speak to what the future holds.

Because we pay for these accounts, we do not anticipate any fees being assessed by these companies to those we send files to. In the future, we could change file and/or video services or we could add additional services. You are required to open an account with any replacement or additional services and keep these accounts open throughout the duration of your subscription and/or membership. 

Website Member and Client Login Passwords

Members and Clients are expected to remember their website account passwords. If you forget your password you should use the automated password retrieval system instead of contacting us.

Subscribers to our monthly research publications will be provided with one or more passwords required to access video research presentations. We will change these passwords regularly and we will send email messages when passwords have been changed. Each subscriber is responsible for taking note of the current password and all changes in passwords.

We reserve the right to charge for each password request we receive. If you do not want to pay to receive your password the best solution is to WRITE IT DOWN IN A PLACE where you can easily locate it. As well, take note of all password changes. If you lose your password and do not want to pay for staff to provide it to you, you will be required to wait for the next month to receive it when new research publications have been released.

You Cannot Republish or Disseminate Our Research and Other Content

Our content is intended only for the individual who paid for the subscription to our publications or Website Membership. You cannot send any of this material to anyone. You cannot discuss the results of our analysis from any research publication, including webinars with anyone. Our research is proprietary and protected by both copyright and trade secret law.

Moreover, you cannot use our research or insights for the purpose of benefiting any business related to investment or business analysis and forecasting. You cannot use our research to incorporate into any newsletters, commentaries, videos or other presentations unless you receive prior written consent from us.

Professional investors, fund managers and financial advisers can use our research for the purpose of advising their clients and managing funds and accounts. However, if you are a publisher of a newsletter (printed, digital, audio or video) or anything else that deal with the economy, investments, securities trading, investment analysis or anything related to these areas, you cannot subscribe to our research prior to disclosing this to us. We will determine to what extent, duration and any limitations and/or additional fees (not limited to licensing fees) we  will impose based on all information you provide too us about your related business and your intent to utilize our research and insights.

You Might Be Required to Apply for Access to Our Research

You may be asked to fill out an application form prior to receiving approval to subscribe to our research.  You are expected to fill out the information requested in the application with complete accuracy and honesty.  All of the information requested from the application must be accurate and up to date. We will verify all information. If we find that any of the information below is found to be inaccurate, we reserve the right to reject your application. If any of the information you provide to us in an application form changes, you must notify us (info@avaresearch.com) within 30 days or you risk forfeiture of your research subscription and website access privileges.

Research Video Passwords

Under normal circumstances, research and educational videos will not be embedded on the website. Therefore, these videos can only be accessed by logging into the website which hosts these videos. The links to these videos will be contained on the website and categorized by folders. These video folder links (i.e. Member 2015 Video Folder, Intelligent Investor 2012-2014 Video Folder) are located on a video index page within our website. The video index page can be found by checking under the top menu for LIBRARY. The video index page also has a link found on the upper left-hand side of the Home Page.

Members and Clients should always access the video folders by going to the video index page on the website. They should NOT bookmark the links to each video folder because these links will not work when we make changes to the folders.

Unless we are experiencing some technical issues, we will always send email alerts when monthly research has been released. When the research is written it will be included in the email. Currently we are using HighTail to send written reports. Members and newsletter subscribers (Clients) must register for a free HighTail account in order to receive written reports.

We are currently using Screencast to host our video and audio research presentations. When the research is in video or audio format, we will send an email to newsletter subscribers to notify them that the new material has been released. Currently Screencast enables us to send email alerts containing the link to the specific video as well as the password required to watch the video. We cannot guarantee this system will work or that Screencast will continue to provide this feature in the future. Note that Screencast links an email we have designated to send these alerts. However, if you experience an issue with accessing these videos, do not send us an email using the reply since this email is not one that we check. Always contact us through the website contact form or send us an email to this address: info@avaresearch(dot)com

Finally, if we change video hosting companies we may not be able to deliver notifications in this manner.

Each website Member and newsletter subscriber is expected to save the password(s) to the video folders for which they have been granted access by us.

Passwords will change on a regular basis and Members and subscribers should write down and save new passwords so they can access the video folders when content is released that is not accompanied by an email alert notification.

Keep Your Personal Opinions to Yourself

We publish a variety of content in addition to the investment and economic research. The vast majority of this additional content, while not part of the research subscription, is made available to paid subscribers of our publications for the purpose of helping them better understand how media works, and the need to avoid it.

We operate a professional research firm. Please do not confuse us for an ad-based platform whereby the publishers encourage feedback, as this is a scam designed to pull readers in deeper so that more ad revenues are generated.

If you do not like any of the other content we provide or if you are unable to comprehend the purpose of it, consult friends, family or seek professional assistance, but do not bother us with your issues. We do not operate a blog or provide a feedback system.

If you do not want to read articles that might "upset" or "offend" you, simply do not read them.

All Clients and Members have the option to turn off article email alerts by logging into their account on the website. 

We Will NOT Respond to Emails that Use Anti-spam Systems

This is a notice to anyone who uses any type of spam email system which requires us to click a link then enter certain codes in order to read the email that has been sent to us (e.g. Spam arrest).

We will NOT click any links regardless what that claim to be and we will not enter any codes in order to comply with some foreign email system.

We will NOT read or respond to such emails. If you want to ask us questions, please get rid of this ridiculous email system which places a burden on us and exposes us to potential phishing attempts. If you are using such an email system it’s because you are subscribing to ad-based content. And if that is the case, you are probably beyond the reach of our assistance.

Complimentary Membership

Although we MAY provide a Complimentary Website Membership to subscribers of our research publications, we do NOT provide access to the Member Video Library and other valuable resources. However (except for a possible rare exception) all videos and audios contained in the Member Video Library can also be found in the Video Library of the research publications (usually these audios and videos have been previously released into the Video Library of one or more of the Newsletters).

In addition, we are under NO obligation to provide customer support pertaining to any Member-related issues to research subscribers who receive Complimentary Membership (or for those research subscribers who were allowed to use their membership fee as a credit towards the purchase of one or more research publications).

Finally, there is NO monetary value associated with Complimentary Membership. When you subscribe to one of the Newsletters, your rate covers the research only. 

Handling of Emergency Issues

Because we are a small boutique investment research firm, we have greater limitations with regards to dealing with emergency and other unforeseen issues which could hinder our abilities to deliver research publications on time. Even though we will do all in our power to make sure to remedy all emergency situations, there is a possibility that we will be unable to deliver research publications to subscribers during one or more months. If this happens, all Clients and research subscribers will be notified. We will do our best to mitigate the situation. This might entail delivering the research in different formats (e.g. audio, video, written). The research might also be led by one or more individuals designated and approved by Mike Stathis, head of research and trading. If we are unable to publish research to subscribers for one month or more or if research is delayed by one month or more, we will credit each subscriber's account with the number of months research was not delivered as expected.

As of October 30, 2014, after publishing research since May 2009, we have not failed to deliver research publications to any of our Clients as promised even though we have encountered several unforeseen issues.

Lifetime Rate Lock-in

On occasion, we may offer (with limitations) the opportunity for retail subscribers to one or more of our newsletters to lock-in their annual subscription rate (to be paid within 30 days of expiration of their newsletter subscription term) for life as long as they remain continuous subscribers as long as they abide by the terms of this rate lock-in as well as the Subscription Terms.

We plan to notify subscribers that their subscription has ended so they can continue to receive this lifetime rate. We cannot guarantee all subscribers will receive a notification, nor do we guarantee such notification will be timely. If the 30-day grace period lapse without payment for the new subscription period, we reserve the right to cancel the lock-in rate renewal arrangement.

Professional Investors Are Not Eligible to Lock in Rates

Financial advisers and financial institutions (including research analysts and fund managers) are not permitted to lock in the annual rate to the Intelligent Investor for life.  

Financial advisers, fund managers, analysts and other professional investors who wish to subscribe to one or more of our investment publications must pay the subscription rate for financial advisers or financial institutions even if they plan to use our research publications for personal use only. 

Furthermore, financial advisers and financial institutions that are currently subscribed to the Intelligent Investor and wish to renew their subscription are required to renew at the applicable rate listed at the time when they renew, as given on the subscription page (upper right banner). 

Any possible discounts we may offer to financial advisers and financial institutions will only be considered based on prepayment for multiple subscriptions and/or time periods.

We reserve the right to verify the claimed status of each subscriber.  We also expect all subscribers to adhere to all copyright and trade secret laws.  In no instance do we permit sharing of our research publications (including the investment newsletters) with other individuals or organizations. If we detect any instance of fraud, we reserve the right to cancel your subscription WITHOUT A REFUND.  

We also reserve the right to pursue damages in a court of law if our intellectual property rights are violated.

Membership

We may offer complimentary Membership benefits to newsletter subscribers at no additional cost. However, this complimentary Membership may not include all content that paying Members receive. However, this complimentary Membership does NOT include any customer service whatsoever. We reserve the right to charge subscribers who receive complimentary Membership a fee for handling customer service issues pertaining to their Membership.

If subscribers who receive complimentary Membership violate our Code of Conduct, we reserve the right to terminate their complimentary Membership.

If for whatever reason newsletter subscribers are unable to access articles and other things on the avaresearch.com website, log into their account (Client or Member), we will not provide any credits, refunds or any other financial reward. Payment for the newsletters is for the newsletters. Any and all services we offer in addition to a newsletter subscription (such as Membership) is offered with no guarantees. 

You Agree to Accept Our Code of Conduct

If you do not agree to accept our Code of Conduct, do NOT use our website, do NOT subscribe as a Member and do NOT subscribe to our research. We reserve the right to terminate your subscription with no refund at any time and without prior warning if you violate our Code of Conduct. We will not tolerate any form of inappropriate or abusive behavior or comments in emails.

We do NOT acknowledge any form or so-called "political correctness" and we will NOT structure our content in order to satisfy rules of behavior that seek to comply with commonly accepted norms of "political correctness." This means we could use "foul language," gender specific slants, so-called "racial slurs" and so forth. Furthermore, we do NOT acknowledge the term "racism." We believe it is a term created and used with the intent to manipulate the psyche in order to paralyze individuals into a fear of speaking the facts.

We often discuss topics that are viewed as politically incorrect or even so-called "hate speech" by the powers at be. We do NOT recognize these ridiculous designations and we will continue to express our views unhindered. Although it is rare that we discuss such topics in the research, it is a possibility. More often, these topics will be discussed in the articles and videos we publish on the site.

Also see the section "Keep Your Personal Opinions to Yourself."

Penalties for Subscription Fraud

All prospective (and current) subscribers must subscribe to the option that fits their category. Failure to do so constitutes fraud. Upon detecting subscriber fraud, we will immediate terminate all subscriptions associated with the fraud without refund. We may also pursue fraud charges in criminal and/or civil court.

Subscribers must pay for individual newsletter subscriptions. We own all copyrights to our publications. As a paid subscriber to one or more of our newsletters, you agree to keep these publications confidential.

You are not permitted to share the research or analysis with anyone.

You are not permitted to disclose any securities recommendations, analyses, opinions, etc. in the public domain or with anyone.

You are not permitted to use our research (all publications including all investment newsletters) to manage any investment funds other than those directly in your name.

If you are a financial adviser, fund manager, analyst, fund manager of a family office, pension or endowment fund manager, or other category of professional investor, you are required to disclose this to us and submit the appropriate subscription rate.

If you fail to disclose that you are a financial adviser, fund manager, analyst, manager of a family office, pension or endowment fund manager, or any other category of professional investor, we reserve the right to terminate your subscription immediately without issuing a refund and to pursue a legal judgment against you and your representing firm for violating our intellectual property rights. 

All opinions expressed on the website (known here after as ), in the Newsletters, special reports, or any other form of communication published by AVA Investment Analytics either located on , print or digital format are solely the current opinions of the Author and the staff at AVA Investment Analytics at the time they were written or otherwise communicated in relation to AVA Investment Analytics. None of the Author, staff of AVA Investment Analytics owes any fiduciary obligation to any reader of the Newsletter. The opinions expressed in the Newsletter may be short-term in nature and are subject to change.

The Author is considered an agent of AVA Investment Analytics and is employed as a research analyst. The Author discusses analysis of securities which he may or may not hold positions. During periods when the Author discusses that he may hold positions or plans to liquidate, initiate or add to securities positions, the decision to follow through with these plans may change based on numerous variables.

Any mention by the Author of his own asset allocation, securities positions, trading, risk management or other strategies are only meant to serve as a general illustrative example and in no instance should readers interpret these disclosures, opinions and strategies to be suitable for their own financial profile. It is the responsibility of each reader to determine his or her own suitability for all recommendations and illustrations contained within the Newsletter and all other publications distributed by AVA Investment Analytics, including material published on .

Past performance is not indicative of future results. None of the Author, staff of AVA Investment Analytics guarantees any specific outcome or profit. All investments involve substantial monetary risk, including the risk of losing one's entire investment.

None of the information contained within any of our Newsletters, research reports, trading guidance or any other publication constitutes, or is intended to constitute, a recommendation by the Author, staff or AVA Investment Analytics that any particular security, investment or strategy is suitable for any specific person. Each reader should determine his or her own investment suitability, preferably with the assistance of a registered financial representative or investment adviser.

None of the information contained in the Newsletter is, or is intended to be, personalized investment advice. Investments or strategies mentioned in the Newsletter may not be suitable for all individuals. All readers of the Newsletter should make their own independent decision regarding them. The material contained in the Newsletter does not take into account each reader's particular investment objectives, financial situation or needs. All readers should strongly consider seeking advice from their own investment adviser.

We do not issue refunds. We provide investment research, analysis and educational material. Thus, there are no guarantees or warranties of any kind offered by this publication or on the web site, implied or non-implied. 

It is up to each reader to ensure they have provided AVA Investment Analytics with access to a working and reliable email account by which to deliver publications. We are not responsible for publications that may get lost in email transit. Readers are expected to contact AVA Investment Analytics if they have not received the scheduled publication as soon as possible.

The material contained in each newsletter is protected by trade secret law and cannot be shared or discussed with anyone. Laws pertaining to trade secret and copyright will be rigorously enforced according to the statues set forth by the U.S. Patent and Trademark Office and the applicable Copyright Acts.

AVA Investment Analytics reserves the right to refuse to conduct business with anyone who we believe poses as a risk of disseminating our research or analysis, anyone who has violated the terms of this agreement, or for any other reason.

We explicitly prohibit newsletter publishers or any other provider of financial data, analysis and/or investment guidance access to our research publications. Any such publisher who wishes to utilize our research publications must contact us to arrange a licensing fee. We reserve the right to deny our research to all publishers of financial data, analysis and investment guidance.

Promotions and Price Quotes

All promotions, price quotes and terms are subject to change or expire without any prior notice. We generally honor all price quotes and promotions listed on the website, provided through email or any other means of written communication for twenty (20) days unless otherwise noted.  

Everything We Publish Should Be Taken to Be Our Opinion 

By using this website as a member of the general public, a paid member or research client, you agree that you have read the following statement, fully understand it and agree to interpret all materials to published by AVA Investment Analytics including materials published on this website and affiliated sites under the control of AVA Investment Analytics according to the following statement:

The opinions, statements, comments, and remarks published as articles, audios and videos on this website (avaresearch.com) as well as affiliated sites under the control of AVA Investment Analytics should not be assumed to factual.

Even if we report or claim that something is a “fact” this should not be relied upon. Instead any claim made by AVA Investment Analytics that something is a “fact” should be interpreted only as a figure of speech or opinion. Each reader should conduct their own research to determine for their own benefit whether all information published on this website is factual or simply our own opinion.

Benefits of Membership

As a paying member of AVA Investment Analytics' website, , you are entitled to receive unrestricted access to select articles, videos and podcasts through the term of your Membership Subscription. 

Members will not have access to content (written, video or audio) specifically meant for the use of newsletter subscribers and other paying clients of AVA Investment Analytics. However, we may decide, at our descretion to provide access to some of this content at a later point from the time of original publication in order to offer educational content. 

Members will receive a variety of valuable articles, video and podcasts ranging from trade analysis and setup, valuation analysis, technical analysis, exposing the lies from the media and more.  However, there is no set minimum number of publications per year.

Membership Disclosures

Members do not have access to special data portals or any other premium service. 

We do not guarantee members will receive access to any specific number of articles, videos or podcasts. These publications will be made available at our discretion. 

All Members must accept our Terms and Conditions as a part of their Membership requirements.

We do not provide refunds for any reason.

We reserve the right to deny Membership to anyone if we feel could cause harm to us or our business. 

We reserve the right to revoke anyone's Membership for violation of one or more statutes in our Terms and Conditions.

We reserve the right to change the terms of the Membership Agreement at ANY time, without prior notice or approval by current Members.

If you do not agree to ALL of the terms of this Agreement, including the Terms & Conditions, do NOT sign up as a Member.

THIS AGREEMENT DESCRIBES YOUR RIGHTS AND RESPONSIBILITIES. PLEASE READ IT CAREFULLY BEFORE USING THIS WEBSITE OR ANY OTHER SERVICES OFFERED THROUGH AVAIA.

Last revised: Janaury 23, 2014

The public markets research unit within Apex Venture Advisors, LLC is AVA Investment Analytics, or AVAIA ("we" "us", "AVAresearch.com"). Apex Venture Advisors, LLC owns and operates the website known as AVAresearch.com, as well as all services related to the website ("the Site"), including various newsletters ("Newsletters") and recorded audio and video content ("Digital Multimedia"), subject to your compliance with the terms and conditions set forth in this Agreement. By accessing the Site, Newsletters, and/or Digital Multimedia, you agree to be bound by these terms and conditions. If you do not agree to these terms and conditions, please do not use the Site. and please do not subscribe to our Newsletters.

This Agreement is made between Apex Venture Advisors, LLC and you, the user and/or member of the Site ("you").  We reserve the right at any time to: Change the terms and conditions of this Agreement; Change the Site, including eliminating or discontinuing any content on or feature of the Site; or Change any fees or charges for use of the Site.

Be sure to review this Agreement periodically to ensure familiarity with the most current version.

We Do Not Provide Investment Advice
The material on this website has no regard to the specific investment objectives, financial situation, or particular needs of any visitor. The Site and all content from within is published solely for informational purposes and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. We are not licensed by any securities regulators to serve as financial advisers, we do not provide personalized financial advice and we do not operate a financial advisory service.

Apex Venture Advisors, LLC accepts no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of the material from this Site, including but not limited to the Newsletter and Digital Multimedia. Our comments are an expression of opinion. While we believe our statements to be true, they always depend on the reliability of our own credible sources. While we believe our opinions to be well-researched and carefully considered, there will always be numerous variables and unknowns that we will not have access to.

Finally, our opinions and insights are meant to be generic and do not consider the financial profiles of our Clients. We recommend that you consult with a licensed, qualified professional who understands your financial profile and other relevant information about you before making any investment decisions.

Apex Venture Advisors and AVA Investment Analytics is a Publisher and Provider of Investment Related Data and Educational Resources 
We are not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority. Rather, we relies upon the "publisher's exclusion" from the definition of "investment adviser" as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws.

Apex Venture Advisors, LLC and its public market research division, AVA Investment Analytics iare a bona fide publication of general and regular circulation offering impersonalized investment-related advice to subscribers and/or prospective subscribers (e.g., not tailored to the specific investment portfolio or needs of current and/or prospective subscribers).

The material provided on the Site is for general informational purposes only.  No information on the Site is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund.  The information on the Site should not be relied upon for purposes of transacting securities or other investments. 

Past performance may not be indicative of future results. Therefore, no prospective or existing subscriber should assume that future performance of any specific investment or investment strategy, including the investments or investment strategies made reference to directly or indirectly in our Site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal any historical performance levels.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable for a prospective or existing subscriber’s investment portfolio. Historical performance results for investment indices or categories generally do not reflect the deduction of transaction or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.

Membership is NOT available to publishers of personal finance, consumer finance, investment, economic or political content, their agents, employees, representatives or family members unless we provide written approval in advance. 

Publishers of personal finance, consumer finance, investment, economic or political content, their agents, employees, representatives or family members are automatically barred from becoming Members or Clients as they are strictly forbidden from accessing our investment research publications and other research and educational materials.

If you are in any way affiliated with or related to anyone who works in the publishing industry that provides investment, economic or political content you must be approved in writing by us before you will be accepted as a Member or Research client.  

The Risk is Yours Alone
References made to third parties are based on information obtained from sources believed to be reliable, but are not guaranteed as being accurate. We cannot and do not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. Visitors should not regard it as a substitute for the exercise of their own judgment. You bear responsibility for your own investment research and decisions, and should seek the advice of a qualified securities professional before making any investment. 

Any opinions expressed in this site are subject to change without notice. AVAIA is not under any obligation to update or keep current the information contained herein.

Certain portions of our Site may contain a discussion of, or provide access to, positions or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussions may no longer be reflective of current positions or recommendations. Moreover, no prospective or existing subscriber should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from an investment professional.
Apex Venture Advisors, AVA Investment Analytics, and its editorial staff are not registered investment advisors, broker/dealers, or research analysts/organizations.

Readers are advised that the commentary and reports on the AVAIA website and in its newsletters are issued solely for informational purposes and should not to be construed as an offer to sell or the solicitation of an offer to buy any security. The opinions and analyses included herein are based on sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied is made as to their accuracy, completeness or correctness.

YOU SHOULD VERIFY ALL CLAIMS AND DO YOUR OWN RESEARCH BEFORE INVESTING IN ANY SECURITY MENTIONED THROUGH THE AVAIA NEWSLETTER, LIVE CALLS, OR THAT IS DISCUSSED ON THE AVAIA WEBSITE. INVESTING IN SECURITIES IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK. YOU MAY LOSE PART OR ALL OF YOUR PRINCIPAL INVESTMENT.

Members and Clients are urged to consult with their own independent financial advisors with respect to any investment. All information contained in this report should be independently verified with the companies mentioned. Neither Apex Venture Advisors, LLC, AVA Investment Analytics, nor its officers, directors, partners, contributors or employees/consultants accept any liability whatsoever for any direct or consequential loss arising from any use of information on this website or any use of information in its newsletters.

Our web site is limited to the dissemination of general information pertaining to investments, together with access to additional investment-related information and links. Accordingly, the publication of this Site on the Internet should not be construed by any consumer or prospective subscriber as the rendering of personalized investment advice for compensation, over the Internet or in Live Calls. We are neither attorneys nor accountants and no portion of the Site content should be interpreted as legal, accounting or tax advice.

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You Agree to Accept Our Code of Conduct

We do NOT acknowledge any form or so-called "political correctness" and we will NOT structure our content in order to satisfy rules of behavior that seek to comply with commonly accepted norms of "political correctness." This means we could use "foul language," gender specific slants, so-called "racial slurs" and so forth. Furthemore, we do NOT acknowledge the term "racism." We believe it is a term created and used with the intent to manipulate the psyche in order to paralyze individuals into a fear of speaking the facts. If you do not agree to accept our Code of Conduct, do NOT use our website, do NOT subscribe as a Member and do NOT subscribe to our research.

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Members and Newsletter Subscribers Must Agree to Use File Sharing Services We Select

You MUST agree to open accounts with all file sending services we select. This is the only way you will be able to receive research publications and access to research videos. There is no additional cost to subscribers to set up these accounts. Currently, we are using HighTail as our file sending service and Screencast as our video sending/hosting service. 

You must agree to set up an account with each of these services. Again, there is no cost associated with setting up an account with these services, but we cannot speak to what the future holds. Because we pay for these accounts, we do not anticipate any fees being assessed by these companies to those we send files to.

In the future, we could change file and/or video services or we could add additional services. You are required to open an account with any replacement or additional services and keep these accounts open throughout the duration of your subscription and/or membership. 

Refund Policy

Under no circumstances will we provide a refund of the newsletter subscription, research subscription, website membership, or any other services. If you have difficulties receiving the newsletter, you are expected resolve these issues, as we cannot control your Internet Service or email Provider.

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All promotions, price quotes and terms are subject to change or expire without any prior notice. We generally honor all price quotes and promotions listed on the website, provided through email or any other means of written communication for ten (10) days unless otherwise noted.  

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We reserve the right to restrict or deny anyone access to this website for any reason.  We also reserve the right to reject any requests for subscription to the AVA Investment Analytics newsletter for any reason.

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Jurisdictional Issues
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Links to Other Websites
The Site may contain links to other Internet websites or resources. We neither control nor endorse such other websites, nor have we reviewed or approved any content that appears on such other websites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

Limitations of Liability
Apex Venture Advisors, AVA Investment Analytics and their founder, its content providers, employees, officers and directors (the Company) SHALL NOT BE LIABLE for any incidental, indirect, consequential or special damages, including loss of revenue or income, pain and suffering, emotional distress that result from the use of, or the inability to use, the materials in these sites, or similar damages even if the Company has been advised of the possibility of such damages.

The Company is not responsible for the content provided by editorial contributors to AVA Investment Analytics. It is the responsibility of contributors or broadcast guests to adhere to copyright and trademark laws regarding submissions to AVA Investment Analytics.

Links to Third Party Sites
AVAresearch.com may contain links to third party web sites ("linked sites").The linked sites are not under the control of AVAresearch.com nor AVAIA. Neither AVAresearch.com nor AVAIA is not responsible for the content of any linked site and makes no representations regarding the content or appropriateness of content on such sites. AVAIA does not promote, endorse or have any affiliation with any other linked site or linked site owner unless expressly stated in AVAIA's site. When you access a linked site from this site, you leave this site and you do so at your own risk. You are responsible for viewing and complying with the terms and conditions of use posted on the linked site.

Any commercial transactions or business activities between you and third parties (including advertisers) included in the site are solely between you and the third party and AVAIA shall not be responsible or liable for any part of such dealings or promotions.

Third-Party Web Sites Seeking to Link with AVAresearch.com
You may link to AVAIA's site, provided that you comply with the following restrictions:

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If in the opinion of AVAIA, you violate any of these restrictions, you agree to immediately remove AVAIA's link from your site. 

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Miscellaneous
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Use of the site by you is unauthorized in any jurisdiction that does not give effect to all provisions contained in this agreement.
 
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If any part of these terms and conditions is held to be invalid or unenforceable for any reason including, but not limited to, the warranty disclaimers and liability limitations specified above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement will remain in full force and effect.

A printed version of this agreement shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

These terms and conditions constitute the entire agreement between you and AVAIA with respect to your use of the site. You acknowledge that, in providing you access to and use of the site, AVAIA has relied on your agreement to be legally bound by these terms and conditions.

Note on Free Email Accounts

We have found that most free email services such as Yahoo, hotmail, gmail and others often do to provide a good source for receipt of large files, such as those sent by us. Therefore, in order to ensure timely delivery of all documents to your email, we highly recommend that all subcribers use an email through their ISP or some other paid email account, as we cannot be held responsible for failed email delivery. If you do not receive a document that you qualify to receive, simply email us and we will resend it promptly. However, in order to minimize delays in receipt, we recommended that you use a paid email.

 Everything We Publish Should Be Taken to Be Our Opinion 

By using this website you agree that you have read the following statement, fully understand it, and agree to accept it as a condition for using this website.

The opinions, statements, comments, and remarks published as articles, audios and videos on this website (avaresearch.com) as well as affiliated sites under the control of AVA Investment Analytics should not be assumed to factual.

Even if we report or claim that something is a “fact” or is “factual” this claim or characterization should not be relied upon. All claims made by AVA Investment Analytics that something is a “fact” should be interpreted only as a figure of speech or an opinion. Each reader should conduct his/her own research to determine for their own benefit whether all information published on this website is factual or simply our own opinion.